Should I pay for a year in advance?

The answer

It can reduce effort, since you pay once, but it ties up your money and may make leaving harder if the service disappoints. Before deciding, ask what happens to the unused portion if you stop midway, whether a refund is possible and under what conditions, how long it takes and whether any benefit depends on paying in advance. Check the lock-in and equipment return rules as well, and keep every invoice and receipt.